Florida HSMV Form 83330 – Insurance Affidavit Guide – The Florida HSMV Form 83330, officially known as the Florida Insurance Affidavit, is a critical document used by the Florida Department of Highway Safety and Motor Vehicles (FLHSMV) to verify that a motor vehicle has the required insurance coverage at the time of registration. This form allows vehicle owners to certify under penalty of perjury that they maintain Personal Injury Protection (PIP), Property Damage Liability (PDL), and, when required, Bodily Injury Liability insurance with a company licensed to do business in Florida.
What Is Florida HSMV Form 83330?
Form HSMV 83330 is the official Florida Insurance Affidavit issued by the Florida Department of Highway Safety and Motor Vehicles. It serves as one acceptable method of providing proof of insurance when registering a motor vehicle with four or more wheels in the state.
According to Florida law, including Section 320.02(5), Florida Statutes, applicants must provide proof that Personal Injury Protection benefits and Property Damage Liability coverage have been purchased before a registration can be issued. The affidavit allows the insured to declare that valid coverage is currently in effect.
The form was last revised in September 2009 (Rev. 09/09) and remains the current version used statewide. It is listed on the official FLHSMV forms page and is commonly included in title and registration application packets.
Download the official form here: Florida HSMV Form 83330 PDF
Who Needs to Complete the Florida Insurance Affidavit?
Most vehicle owners registering a motor vehicle with at least four wheels in Florida must provide proof of insurance. Form HSMV 83330 is typically used in these situations:
- Initial vehicle registration in Florida
- Title transfer or purchase of a used vehicle
- Registration renewal when electronic insurance verification fails
- New Florida residents establishing vehicle registration
- Certain military-related registration transactions (when not exempt)
Proof of insurance is generally not required for motorcycles, mopeds, trailers, mobile homes, or government-owned vehicles. Military members stationed outside Florida may qualify for exemptions under specific conditions.
Florida Minimum Auto Insurance Requirements
Florida requires continuous insurance coverage on registered vehicles. The current minimum requirements for most private passenger vehicles are:
- $10,000 Personal Injury Protection (PIP) – Covers 80% of necessary medical expenses and a portion of lost wages, regardless of fault
- $10,000 Property Damage Liability (PDL) – Covers damage you cause to another person’s property
Bodily Injury Liability is not required for standard registration but may be needed in certain cases (for example, after certain traffic convictions or for commercial vehicles and taxis). The insurance company must be licensed to issue policies in Florida.
Coverage must be in effect on the date of registration. Insurance on other vehicles you own is not sufficient—the specific vehicle being registered must be covered.
For official details, visit the FLHSMV Insurance Requirements page.
How to Complete Florida HSMV Form 83330?
The form is straightforward. Fill it out accurately using information from your insurance policy or identification card. Required fields include:
- Name of Insured – Your full legal name as it appears on the insurance policy
- Name of Insurance Company – The exact name of the insurer licensed in Florida
- Policy Number – Your active policy number
- Company Code Number (5 digits) – The five-digit code assigned to your insurance company (usually found on your Florida insurance ID card)
- Vehicle Details – Year, make, and Vehicle Identification Number (VIN) of the vehicle being registered
- Signature of Insured – Sign to certify the information under penalty of perjury
The form states that the insurance company is licensed to issue policies in Florida and warns that your driver license, license plate(s), and registration(s) will be suspended from the registration date if the insurer later denies the policy is in force.
Important: Providing false information on this affidavit is a criminal offense under Florida law and can result in prosecution.
Acceptable Proof of Insurance Alternatives
While Form HSMV 83330 is widely accepted, other forms of proof are also valid when they meet FLHSMV standards:
- Florida Automobile Insurance Identification Card (paper or electronic format meeting Rule 15A-3.006, F.A.C.)
- Insurance policy or binder showing the required coverages and VIN
- Certificate of Liability Insurance
- Self-insurance certificate issued by FLHSMV (in limited cases)
The VIN on the proof must match the vehicle being registered. Insurance companies report policy data electronically to FLHSMV, which helps verify coverage automatically in many cases.
Where and How to Submit Form HSMV 83330?
Submit the completed Florida Insurance Affidavit along with your other registration or title documents to your local county tax collector’s office or an authorized license plate agent. You can find office locations on the FLHSMV office locator.
In many transactions, the form is included in the standard application packet (such as HSMV 82040). Always bring supporting insurance documents when possible.
Consequences of Incomplete or False Information
If the insurance company cannot verify the coverage listed on Form HSMV 83330, FLHSMV may initiate suspension of your driver license, license plate, and registration effective from the registration date. Reinstatement often requires proof of continuous coverage and payment of fees.
Signing the affidavit when you do not actually have insurance on the specific vehicle can constitute fraud and expose you to criminal penalties. Always confirm with your insurer that the vehicle is added to the policy and that coverage is bound before completing the form.
Tips for a Smooth Registration Process
- Contact your insurance company in advance to add the new vehicle and obtain the correct policy number and five-digit company code.
- Double-check the VIN for accuracy—mismatches can trigger verification problems.
- Keep continuous coverage even if the vehicle is not driven; surrender the plate before canceling insurance if the vehicle will not be used.
- New Florida residents should obtain a Florida-compliant policy promptly after establishing residency.
- Military personnel stationed outside Florida should review exemption options on the official FLHSMV military pages.
Official Resources and Download Link
Always use the official form from the Florida Department of Highway Safety and Motor Vehicles to ensure you have the current version:
Official Download: https://www.flhsmv.gov/pdf/forms/83330.pdf
Additional helpful resources:
- FLHSMV Forms List
- Florida Insurance Requirements
- Florida Department of Highway Safety and Motor Vehicles Homepage
Frequently Asked Questions
Is Form HSMV 83330 still valid in 2026?
Yes. The form (Rev. 09/09) continues to be the official Florida Insurance Affidavit used by FLHSMV.
Do I need to notarize the Florida Insurance Affidavit?
No. A simple signature by the insured is sufficient.
Can I use an out-of-state insurance policy?
Generally no. The policy must be issued by a company licensed to do business in Florida (military exemptions may apply).
What happens if my insurance is verified electronically?
In many cases, FLHSMV can confirm coverage through its insurance database, and additional paper proof may not be needed. The affidavit remains useful when electronic verification is unavailable or incomplete.